Fee Based Financial Planning
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Financial planning services which are paid for on a flat fee or an hourly basis, rather than on a commission basis, in order to eliminate potential conflicts of interest.
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Source:
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403bCompare.com
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Fee-only Investment Advisor
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A newer type of investment professional who charges a flat hourly rate (or "a la carte" rate) for his or her services, instead of taking compensation from commissions on investment transactions. The fee-only advisor's services consist mainly of analyzing portfolios as a whole, so he or she is most likely schooled in many different asset classes, as well as other areas such as real estate, college financial aid, retirement and tax planning/preparation. Here we take a look at the fee-only investment advisor's place in the financial world and how this type of professional compares to those who are compensated by means of commissions.
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Source:
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403bCompare.com
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Fixed Annuity
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Fixed Annuities guarantee that your money will accumulate at a minimum specified rate of interest. However, the company will pay you a higher rate of interest if its investment experience is better than the minimum guarantee.
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Source:
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California Department of Insurance
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Flat Dollar Amount
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Total charges based upon the particular method of calculation.
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Source:
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United States Department of Labor
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Floors (Floor Guarantee)
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The guaranteed minimum return for a single premium product.
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Source:
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United States Securities and Exchange Commission
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Free Look
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Period of ten or more days, during which you can terminate the contract without paying any surrender charges and get back your purchase payments (which may be adjusted to reflect charges and the performance of your investment).
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Source:
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United States Securities and Exchange Commission
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Free Withdrawal
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Surrender charges are commonly deducted from withdrawals, but these charges often are eliminated for a 30 to 45 day window at the end of each index term. There may also be a limited free withdrawal privilege.
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Source:
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United States Securities and Exchange Commission
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Fund Class
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Many mutual funds offer more than one class of shares. For example, you may have seen a fund that offers "Class A" and "Class B" shares. Each class will invest in the same "pool" (or investment portfolio) of securities and will have the same investment objectives and policies. But each class will have different shareholder services and/or distribution arrangements with different fees and expenses. As a result, each class will likely have different performance results.
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Source:
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United States Securities and Exchange Commission
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Fund Supermarket
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A fund supermarket is a program offered by a broker-dealer or other financial institution through which its customers may purchase and redeem a variety of funds from different providers.
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Source:
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United States Securities and Exchange Commission
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