Value (Income)
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Value stocks are those considered to be selling at lower prices or "undervalued" because the companies that issue these shares have had business setbacks or are out of favor with investors. Value stocks have been known to outperform growth stocks in slow markets - and vice versa. But there is still a risk with value stocks because not all companies recover from setbacks.
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Source:
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National Association of Securities Dealers, Inc.
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Variable Annuity
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Variable annuities differ from fixed annuities in that contract owners direct the distribution of their money among several different accounts and their accumulated funds reflect the experience of those accounts rather than that of the company. Typical account choices are: common stock, bond, mortgage or money-market accounts. If the value of the accounts increases or decreases, so will the amount accumulated.
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Source:
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California Department of Insurance
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