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Equity Index Annuity

       These products combine features of traditional insurance products (e.g., the reduced risk of a guaranteed minimum return) and traditional securities (whose return is linked to the equity market). The investor's return is based on changes in an equity index such as the S&P 500 Index. The insurer also guarantees a minimum return to the investor if the contract is held to maturity.

  Source: United States Securities and Exchange Commission

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