Tax Sheltered Investment Program
Product ID: 1


Type:
Mutual Fund 


$150
1.2%
None
Yes
Roth Eligible



Enrollment and Questions

Use the following contact information to enroll or ask questions.

Website:
Phone:
(800) 423-4026
 E-mail:
Mailing Information  Address:
  In-person:
Questions about enrollment?
View the Contact Information tab on the Vendor Details page for a list of office locations.


Foresters Financial Services, Inc. ("FFS") serves as underwriter / distributor of First Investors mutual funds and provides representatives who meet clients, one-on-one, to offer investment advice. FFS has made a strong commitment to serving the retirement needs of K-12 educators. We are in over 1,900 systems and have offices throughout the U.S. We offer 20 of our funds so clients can choose. And if desired by the Employer, we may also offer, as broker-dealer, outside funds such as Oppenheimer, and Franklin/Templeton. Education and communication are the cornerstones of our relationship with clients. Our representatives help calculate 403(b) contribution maximums (up to $27,000 in 2016), explain diversification and asset-allocation strategies.

Select the topics below to expand and view additional product details


Foresters representatives work with their clients to develop an appropriate asset allocation for their retirement assets.
Foresters will process transfers and exchanges as requested.
Foresters makes both 3 year and 5 year loans available to 403(b) participants.
Hardship withdrawals are available to Foresters 403(b) customers.
Foresters will calculate and process Required Minimum Distributions for 403(b) assets held in First Investors mutual funds.


All 403(b) products contain fees. The amount of fees varies greatly depending on the product. A slight increase in fees can substantially reduce the growth in your account which will reduce your income in retirement. To learn more about the impact of fees, and the different types of fees please refer to the Explanation of Fees piece located in the Help & Resources.

Fees




$30.00 Annually Flat Dollar Amount Yes Yes Yes
Fee Waiver
The fee will not be charged for the first year of the accounts existence. Also, the fee will be waived for accounts with a customer account market value equal to or greater than $100,000.
Breakpoint
The fee will be reduced to $15 annually for accounts with a custodial account market value equal to or greater than $50,000 and less than $100,000.

$75.00 - $125.00 At the time of loan origination Range of Possible Dollar Amounts No No Yes

Funding Options


Fixed Investment Options

Variable Investment Options


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