Voya Advantage Century (ReliaStar)
Product ID: 207
7 Years / 7%
Enrollment and Questions
Individual, flexible premium variable annuity product featuring over 70 variable investment options from over 20 investment management firms as well as 3 fixed interest options. Product features include dollar cost averaging, automatic account rebalancing, and an enhanced death benefit. Optional One-Year Step-Up Death Benefit is available for an additional fee. (Policy Form Number 13076 7-99) Voya Advantage Century is issued by ReliaStar Life Insurance Company (Minneapolis, MN) and distributed by Voya Financial Partners, LLC, (member SIPC). Both are members of the Voya family of companies.cn66763099999.
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Riders are amendments to the annuity contract that typically add to your costs. make sure you inquire about any additional costs. The following riders exist for this product:
Rider enables the participant to include the anniversary immediately preceding death instead of the sixth account anniversary immediately preceding death in the standard death benefit. The charge for this rider is equal to an annual rate of 0.15% of the average daily value of the amounts invested in the variable investment options, charged on an monthly basis.
All 403(b) products contain fees. The amount of fees varies greatly depending on the product. A slight increase in fees can
substantially reduce the growth in your account which will reduce your income in retirement. To learn more about the impact
of fees, and the different types of fees please refer to the
Explanation of Fees piece located in the
Help & Resources.
||0.15%||Annually||Percent of Amount Invested||No||No||Yes|
||$30.00||Annually||Flat Dollar Amount||Yes||Yes||Yes|
||1.25%||Annually||Percentage of Annual Assets||No||No||No|
|Surrender Period*||Surrender Percentage|
*Expressed in contract years
Exceptions to the Surrender Charge: