The Standard Stable Asset Fund III
Product ID: 267
Vendor:
Type:
Fixed Annuity
1%
None
No
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Enrollment and Questions
Use the following contact information to enroll or ask questions.
E-mail:
Address:
Website:
Phone:
(800) 874-6910
E-mail:
Address:
PlanMember Services
6187 Carpinteria Ave
Carpinteria, CA 93013
6187 Carpinteria Ave
Carpinteria, CA 93013
In-person:
Questions about enrollment?
View the Contact Information tab on the Vendor Details page for a list of office locations.
View the Contact Information tab on the Vendor Details page for a list of office locations.
- Product Details
- Fees and Charges
The Stable Asset Fund is designed to provide plan participants with a guaranteed return of principal, along with competitive crediting rates and 100 percent liquidity.
Select the topics below to expand and view additional product details
$100 loan set-up fee. Payments may be made over a period of 1 - 5 years (15 years for the purchase of a primary residence) with automatically drafted monthly payments. Third Party Administrator approval may be required.
The Standard will disburse the assets of the Standard Stable Assets Fund (the "SAF") in a market valued lump sum on the termination effective date. The amount of the market valued lump sum will be the assets of the SAF times a market value factor. The market value factor is the lesser of 1.00 or the ratio of: Current Bond Price / Par Value of Bond. If the amount of the market valued lump sum, as determined above, is less than the value of the net deposits to the SAF plus interest accumulated at the Minimum Guaranteed Interest Rate, then the market valued lump sum will be changed to the value of the SAF plus interest accumulated at the Minimum Guaranteed Interest Rate.
In lieu of a lump sum payment, you may give The Standard written notice requesting installment payments. The Standard will disburse the assets of the Standard Stable Assets Fund (the "SAF") in six (6) annual payments over five (5) years. For that period, interest will accumulate on the SAF’s unpaid balance at the Minimum Guaranteed Interest Rate. Notwithstanding the above, at any time during an installment period, The Standard may at their option elect to disburse the remaining balance of the SAF in a single lump sum. The Standard may at their discretion delay such a lump sum payment for up to six (6) months from the date they receive your written notice of termination. During such a period they will continue to credit interest to the SAF at the SAF Interest Rate.
These rates may change without notice. Contact your provider for the most current rates.
All 403(b) products contain fees. The amount of fees varies greatly depending on the product. A slight increase in fees can
substantially reduce the growth in your account which will reduce your income in retirement. To learn more about the impact
of fees, and the different types of fees please refer to the
Explanation of Fees piece located in the
Help & Resources.
