DISCONTINUED PRODUCT - Product not available to new enrollees.

IPX - Standard Guaranteed Fixed Interest Fund Y
Product ID: 319


Type:
Fixed Annuity 
Discontinued Discontinued


1%
None
None
Yes
Roth Eligible





Investment Objective : The Guaranteed Fixed Interest Fund is designed to provide plan participants with a guaranteed return of principal, along with competitive crediting rates and 100 percent liquidity. The guaranteed annualized net crediting rate is declared in advance and is reset quarterly. The declared crediting rate will never be below 1 percent. Preservation of capital plus competitive intermediate-term returns. Principal and interest guaranteed by Standard Insurance Company. Daily liquidity for your contributions, transfers, and withdrawals. A+ (Strong) by Standard & Poor’s 5th of 20 rankings | A1 (Good) by Moody’s 5th of 21 rankings

Select the topics below to expand and view additional product details


Loans can be requested and processed as long as they are allowed within the plan.
Hardship and other withdrawals can be requested and processed as long as these types of transactions are allowed by the plan.
IPX will notify all affected participants of the RMD requirement on an annual basis.
Full liquidity with no surrender charges or market value adjustments.
These rates may change without notice. Contact your provider for the most current rates.



All 403(b) products contain fees. The amount of fees varies greatly depending on the product. A slight increase in fees can substantially reduce the growth in your account which will reduce your income in retirement. To learn more about the impact of fees, and the different types of fees please refer to the Explanation of Fees piece located in the Help & Resources.

Fees




$6.25 Quarterly Flat Dollar Amount No No Yes

0.05% Quarterly Percent of Amount Invested No No No

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