DISCONTINUED PRODUCT - Product not available to new enrollees.
FPDA Plus 3
Product ID: 39
Type:
Fixed Annuity
Discontinued 
3%
AM Best:
Moody's:
S&P:
7 Years / 8.00%
No
Add to Compare
Add to Compare
Add to Favorites
Add to Favorites
Set as My Product
Set as My Product
E-mail: 
Address: - Product Details
- Fees and Charges
Flexible Premium Deferred Annuity with a seven-year early withdrawal charge schedule from the Policy Date. Annual free withdrawals of 10% of the annuity value as of the previous policy anniversary are allowed.
Select the topics below to expand and view additional product details
Provides income payments for the annuitant's entire lifetime. Income payments will end upon the annuitant's death.
Provides income payments for as long as the annuitant lives. If the annuitant dies before the guarantee period is over, we will continue to make payments until the end of the guarantee period. You choose the guarantee period of 5, 10, 15 or 20 years.
Provides income payments for as long as the annuitant lives. If the annuitant dies before the guarantee period is over, we will continue to make payments until the total amount is applied to the plan has been refunded. The lenght of the guarantee period is calculated by dividing the amount applied to the income plan by the monthly income payment amount.
The total annuity value is available at annuitization as a lump sum.
Provides fixed amount income payments for a minimum of five years and a maximum of 20 years in an amount elected until the amount applied is exhausted.
These rates may change without notice. Contact your provider for the most current rates.
All 403(b) products contain fees. The amount of fees varies greatly depending on the product. A slight increase in fees can
substantially reduce the growth in your account which will reduce your income in retirement. To learn more about the impact
of fees, and the different types of fees please refer to the
Explanation of Fees piece located in the
Help & Resources.
Surrender Charges
| Surrender Period* | Surrender Percentage |
|---|---|
| 1 | 8.00% |
| 2 | 7.00% |
| 3 | 6.00% |
| 4 | 5.00% |
| 5 | 4.00% |
| 6 | 3.00% |
| 7 | 2.00% |
*Expressed in contract years
Surrender Penalty Charge assessed on a "rolling" basis:
Surrender charges apply for seven years from the Policy Date. They are not on a rolling basis.
Exceptions to the Surrender Charge:
Exceptions to the Surrender Charge:
Death:
Yes
